Monday, January 27, 2014

New Deal Programs



Many New Deal programs are still around today. The Federal Housing Administration is a GREAT example! FHA loans are very common, especially with first time home buyers. 

Your task is to find somewhere that I can get an FHA loan in the Kansas City metropolitan area. 


Where can I find one, locally? What do I need to do to get it? How will I go about getting one? How will an FHA Loan benefit me? 


Help me out and comment below!


25 comments:

  1. 6900 College Boulevard, Suite 200
    Overland Park, Kansas 66211
    Phone: (816) 361-9999
    for single family homeowners, fill out a application, make a down payment as low as 3%, help you get a house

    ReplyDelete
  2. American Equity Mortgage
    6900 College Boulevard, Suite 200
    Overland Park, Kansas 66211
    Phone: (816) 361-9999

    Hours of Operation:
    Monday 9:00 am - 7:00 pm
    Tuesday 9:00 am - 6:00 pm
    Wednesday 9:00 am - 7:00 pm
    Thursday 9:00 am - 5:00 pm
    Friday 9:00 am - 2:00 pm

    A FHA loan in Kansas City may work for you. Contact a Mortgage Consultant today and take a moment to fill out an online application. American Equity Mortgage helps those in Kansas City and throughout Kansas Get To A Better Place.

    ReplyDelete
  3. You can go to the banks, and ask them, or you can google other ways to get one. You need good credit history. They base the loan on how much you make, and what is your price range so that they know there going to get paid back. The can benefit you because you cant always afford the cost of a house, so they help you get the home, but make sure your not over your pay range, and that way you can focus on getting payments made

    ReplyDelete
  4. You can get the FHA loan in overland park Kansas at American Equity Mortgage. Their address and PO box is 6900 College Boulevard, Suite 200 Overland Park, Kansas 66211. You can also find it at 11933 Westline Industrial Drive
    St. Louis, Missouri 63146. You will need; mortgage insuranceFHA insured loans require mortgage insurance to protect lenders against losses that result from defaults on home mortgages, Loan limits FHA lending limits vary based on a variety of housing types and the state and county in which the property is located, loan checklistBefore you start the loan process, you'll want to be prepared for the loan application. Have your information organized and ready for your loan officer. Be prepared to pay for property appraisal and a credit report, closing costsWhile FHA defines which closing costs are allowable as charges to the borrower, the specific costs and amounts that are deemed reasonable and customary are determined by each local FHA office.

    ReplyDelete
  5. also debt ratiosIn order to prevent homebuyers from getting into a home they cannot afford, FHA guidelines have been set in place requiring borrowers and/or their spouse to qualify according to set debt to income ratios, and credit issuesAn FHA loan applicant's past credit performance that demonstrates good credit history and a solid track record of timely payments will likely be eligible for the mortgage. The FHA loan will insure against default by the FHA. In other words, the FHA guarantees that a lender won’t have to write off a loan if the borrower defaults – the FHA will pay. Because of this guarantee, lenders are willing to make large mortgage loans.

    ReplyDelete
  6. You can go to FHA.com, enter your zip code into the website. You just have to answer a few questions and your rates will be shown to you locally. And it benefits home buyers because its easy to qualify for a loan, and they don't require a large down payment at closing time.

    ReplyDelete
  7. You can get an FHA Loan at a bank. You can get an FHA Loan if you have a history of paying your bills on time and if you don't already have an FHA mortgage to pay off. FHA borrowers are charged an annual mortgage insurance premium of up to 1.35 percent of the average outstanding balances of their loans. The fee is added to the borrower's monthly mortgage payment. The FHA also charges a 1.75 percent upfront fee when the borrower gets the loan.

    http://www.bankrate.com/finance/mortgages/homebuyers-get-fha-loans.aspx
    https://sites.google.com/site/missourimortgagelimits/fha-loan-limits

    ReplyDelete
  8. You can go to FHA.com, if you enter your zip code it will give you all the information you need to know immediately and then you can choose if it's good for you or not. You must apply for one if you decide it's a good thing. It can benefit you by helping with housing costs but having a low interest rate for the whole loan.

    ReplyDelete
  9. The first way to get a lone is to qualify for the loan. housing administration may offer terms and conditions that are more favorable to your situations. the benefits of having a lone is so that you pay off things that you couldn't exactly be able to pay back instantly. they allow you to have time and be able to get things like houses and pay for a collage tuition which you wouldn't normally be able to afford.

    ReplyDelete
  10. You can get an FHA loan at AGF Mortgage. You have to apply, make sure you are qualified to get one. You need to save money for a down payment, sign up for mortgage insurance, and have the property approved. The FHA will benefit you by helping you become a homeowner, it makes loans more accessible.

    ReplyDelete
  11. James B. Nutter & Co.

    4153 Broadway
    Kansas City, MO 64111
    Metropolitan Kansas City: 816-531-2345
    Outside of Kansas City: 1-800-798-3946

    you have to fill out a application and submit a form to the Nutter & Co. for them to contact you and they will go over the form and your information to makes sure you qualify for an FHA loan so you can get a home. The FHA will benefit you because it can help you get a home for your family and you can do it the right way,

    ReplyDelete
  12. American Equity Mortgage
    6900 College Boulevard, Suite 200
    Overland Park, Kansas 66211
    Phone: (816) 361-9999

    you have to apply to get a loan and if you are eligible then you will receive one. The conditions are favorable to the situation your put in.

    ReplyDelete
  13. You can receive a FHA loan at a bank. (- Federal Housing Administration.) you must first qualify. Helping you get a house and get you on your feet, its just a boost, that you must pay back back. This loan doesnt just come at a free price. Helping you become a home owner in an easier matter. "If you have a history of paying your bills on time and you do not already have an FHA mortgage, there’s a good chance you will be considered for an FHA loan. An approved FHA loan provider can analyze whether or not you meet the requirements for an FHA loan." "The Federal Housing Administration (FHA) was established as a result of the Great Depression to aid the housing industry. The FHA continues to help prospective home buyers whom do not meet typical financing needs, such as having a credit history or proof of income." https://sites.google.com/site/missourimortgagelimits/fha-loan-limits


    ReplyDelete
  14. you can go to
    American Equity Mortgage
    6900 College Boulevard, Suite 200
    Overland Park, Kansas 66211
    Phone: (816) 361-9999

    At American Equity Mortgage they will help you achieve your financial goals.

    ReplyDelete
  15. You can go to Overland Park, Kansas 66211. To get a FHA loan you would first have to apply for it. Then you would meet with a FHA-Approved lender in your area. Then save money for a down payment and sign up for a mortgage loan. Have necessary documents and complete the loan application, Have the property upraised and complete the loan transaction. The loan will benefit you by making it easier for you to own your first house.

    ReplyDelete
  16. ADAMS & ASSOCIATES
    TRAVIS ADAMS
    11204 WALROND AVENUE, KANSAS CITY, MO, 64137
    MO2012039357, 06/30/2014
    You have to qualify for an FHA loan. Then meet with an FHA approved lender in your area. Save money for a down payment. Sign up for mortgage insurance.Supple necessary documents. Complete an FHA loan application. Have the property appraised. Then complete the FHA loan transaction by signing the closing papers. It can benefit you because FHA loans are usually cheaper then other loan places.

    ReplyDelete
  17. 6900 College Boulevard, Suite 200
    Overland Park, Kansas 66211
    Phone: (816) 361-9999

    You have to apply to get one and if you get the loan you have to pay back the loan on low payments

    ReplyDelete
  18. You can go to American Equity Mortgage and apply

    ReplyDelete
  19. You can get a FHA loan at AGF Mortgage. You have to qualify to apply for the loan. The FHA will benefit you by helping you during the process of becoming a homeowner. You cannot have declared bankruptcy, or you won't be able to qualify. Also save money for a down payment.

    ReplyDelete
  20. You can get a FHA loan at AEM. FHA loans may require less income to qualify as they will exceed the conventional debt ratios of 28/36% as their standard is 29/41%. Anyone can get a FHA loan. All you have to do is fill out an application.

    ReplyDelete
  21. HUD ownership centers help people that are in need of FHA mortgage. They can be contacted by calling their main phone or email them. To receive a FHA loan, one would need to have money available for mortgage insurance, down payment, etc. FHA loans insures that people can keep their home for a low price. It is beneficial because the home owner does not have to have good credit and it can help the home owner receive more loans.
    http://portalapps.hud.gov/FHAFAQ/controllerServlet?method=showPopup&faqId=1-6KT-1457
    http://www.fha.com/fha_loan_requirementshttp://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hoc/hsghocs

    ReplyDelete
  22. 6900 College Boulevard, Suite 200
    Overland Park, Kansas 66211
    Phone: (816) 361-9999
    for single family homeowners, fill out a application, make a down payment for a really low price

    ReplyDelete
  23. The FHA is a loan from the bank, for first time home buyers. They loan you that money, so now you have to pay it back.

    ReplyDelete
  24. 6900 College Boulevard, Suite 200
    Overland Park, Kansas 66211
    Phone: (816) 361-9999

    in order to get one you have to contact mortgage consultant and fill out the applications. the FHA can benefit you because you can become a home owner. they believe in American equality.

    ReplyDelete
  25. You can get a loan at American Equity Mortgage. You need money for a down payment and your property approved. Then you must qualify for a loan, then they will give you a deal that will help you the most. FHA is there to help you be an homeowner, giving you enough money for any house you live in.

    ReplyDelete